Mar
23
2015
Teaching your kids to manage their money with Kids Wealth

Posted at 2:39 PM on Mar 23, 2015 by I am THAT Lady: Lauren

Mar 23rd, 2015

Parenting is tough work - especially when it comes to teaching your kids about money. Kids Wealth would have been a blessing to my parents, I just know it! #kidslearnmoney

Parenting is tough work – especially when it comes to teaching your kids about money. Kids Wealth would have been a blessing to my parents, I just know it!

In today’s society, our children are part of the “get it now” generation. They see something, and they want it. As parents, we are all too familiar with that battle.

“Mommy! I want that toy, can you puuleeeesse get it for me?” Does that sound familiar to you?

Teachers in this country, both public and private, are good at what they do and have their hands full just trying to get through curriculum for the core subjects. And unfortunately, teaching financial responsibility isn’t one of those subjects. That makes it something that rests squarely on the shoulders of the parents. But when parents are having trouble managing finances themselves, teaching their children smart financial choices can be daunting.

We couldn’t find a perfect curriculum out there that helps teach your kids about money, until we found out about Kid’s Wealth.

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What is Kid’s Wealth?  Is it a money program that is based on paying your child a month income called “Kid’s Pay.”  The Kid’s Pay amount is calculated based on what you are currently spending on your child’s wants per month. You can choose to make your kids work for their income, or give it as more of an allowance.

We had been using another children’s money program, but honestly it wasn’t enough for our kids.  They thrive on structure, and the books and materials that come with the Kids Wealth program will be perfect for them! The three older ones are 4, 5, and 9; making this the perfect financial program for all three of them.

Andrew and Hannah

We opened up the boxes and they were all so excited! The colorful packaging makes it really fun and engaging. The fact that they included stickers, made my four year old so excited!

When talking about this new system with our nine-year old, he was excited because that meant that we wouldn’t forget to pay him every week (we are guilty of that!) and he gets to have a big sum of money at one time.

We are still undecided how much money we will give them, because we don’t spend too much on them outside of clothes and groceries. And we are also restructuring their chore list to try and make their “income” line up with the work that they do. We will have to see how than pans out over the next six moths.

Here is what is included in the Kid’s Wealth Kid:

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This is all of it laid out on the table – it even comes with stickers!

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The Kid’s Guide – Includes a tracker for each of the five categories.

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Calendar: The helps your child keep track of their progress. You are giving stickers so they can mark their ‘Kid’s Payday’ on the calendar.

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Kid’s Agreement: This is my favorite part of the entire program! You and your child sit down and agree on the ‘Kid’s Pay’, then you decide on an allocation. You both will sign the agreement and post it in a visible location.

Game Tracker

Game Tracker:  This is a fun way to get your kids involved in the characters.  The Kid’s Wealth Characters will help keep your child motivated. It teaches them about counting, monetary value and so much more!

Here is how it works:

1.) You pay your kids 1/2 of what you might normally spend on them every month. That includes categories like allowance, books, computer games, restaurants, toys, spending money, video games, giving etc. The goal is to help your child to make their own decisions (with your guidance) about where their money goes.

2.) You help them allocate that money into 5 different categories. Wealth, Plan, Learn, and Fun, and Angel. Basically, those accounts are for investing, setting a financial goal, educational purposes, fun things, and donations.

3.) Use the provided materials in the kit. The Calendar, Kids’ Guide, Parent’s Guide, and Game Tracker make it very fun for your child to be involved.

We’ve tried many financial programs for our kids, and we have yet to be successful in teaching them investing and donating.  They ‘know’ they should donate, but it would be great if they WANTED to donate. I also have never seen a kids curriculum that has investing as part of the program, so we are VERY excited about that part!

Over the next six months, I wanted to walk you through our experience trying out the Kid’s Wealth program.  We plan on using this curriculum and seeing how it works.

If you have been wanting to try out a program to help teach your kids, come and follow along with us on our journey!

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Disclosure: I am blogging as part of the Kids Wealth Ambassador Program. All opinions are my own and I am very eager to see how this works for my children.

 

Mar
22
2015
Chicken Enchilada Recipes

Posted at 9:40 PM on Mar 22, 2015 by I am THAT Lady: Mark

Mar 22nd, 2015

These Chicken Enchiladas are a family favorite! It's a good thing too since they're so easy! This recipe also includes GLUTEN FREE modifications!

Looking for the easiest of all Chicken Enchilada Recipes? Look no further. Very few ingredients, and SO good! Plus, this is perfect for freezer cooking! I also included gluten-free modifications as well :)

Note that the recipe below is for a double batch, so if you only want a single batch, you will need to half it.

There are two parts of this recipe with gluten – the cream of chicken soup and the flour tortillas. For the tortillas, you simply need to sub them out for a gluten free product. I use Aldi’s LiveGFree wraps, and they are amazing! Now for the cream of chicken soup:

Gluten-Free Cream of Chicken Soup (only do this if you are using the gluten-free modifications)

Ingredients:

  • 2 cups of milk
  • 2 Tbsp butter
  • 6 Tbsp gluten-free flour
  • 2 gluten-free chicken bullion cubes
  • 1 tsp salt

Instructions:

  1. In a medium sauce pan, whisk milk with the flour over medium heat.
  2. Add the butter, bullion and salt.
  3. When it starts to bubble, reduce heat and stir for a couple minutes.
  4. Remove from heat.

Ok – now you’ve got your gluten-free cream of chicken soup (if that’s your thing). Now for the enchiladas:

Soup and cheese mixture

Start with the salsa, sour cream, cream of chicken soup and the spices.

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Then add the chicken and 1 cup of the cheese to 2 cups of the soup mixture. Mix it together well and get ready to scoop into the tortillas!

scooping into tortillas

As you can see in the background, I used the gluten free wraps from Aldi. They’re so good!

Top with remaining mixture

topped with cheese

Top with remaining soup mixture, followed by the remaining cheese.

Finished

Then freeze or bake. So good! These can be baked from frozen too. Just bake them covered for about an hour at 250, then uncovered for a half hour at 350.

As mentioned – the recipe below is for 2 pans of enchiladas, so cut in half in you only want to make once pan.

5 from 1 reviews
Chicken Enchiladas
 
Prep time
Cook time
Total time
 
Author:
Serves: 12
Ingredients
  • 3 lbs. chicken breasts, cooked and shredded
  • 12 oz. salsa
  • 8 oz. shredded jack cheese
  • 1 cup sour cream
  • 2 10.5 oz. cans cream of chicken soup
  • 20 Flour tortillas
  • 4 tsp chili powder
  • 1 tsp cumin
Instructions
  1. In a large mixing bowl, combine soup, salsa, sour cream and spices.
  2. In another bowl, mix 2 cups of the mixture with the chicken and 1 cup of cheese.
  3. Equally fill and roll each tortilla with the chicken mixture.
  4. Place rolled tortillas in a 13x9 baking dish (x2).
  5. Top with remaining soup mixture, and then the remaining cheese (x2).
  6. Cover and freeze*, or bake at 350 for 30-40 minutes or until cheese is nice and bubbly.

 

Mar
22
2015
My Shopping Trip and meal plan this week!

Posted at 9:19 PM on Mar 22, 2015 by I am THAT Lady: Lauren

Mar 22nd, 2015

shopping trip pc

With my freezer still full of the 20 freezer meals from Aldi, I decided to take an Aldi break this week (GASP!) ,and hit up some of the deals at my local Price Chopper!

My goal – stock up on items that we needed for snacks and birthday parties.   Tomorrow, I will head over to Aldi to pick up my produce for the week, I just can’t pay for it anywhere else!

I spent $122 and saved $88, plus I got an extra $0.30 off per gallon of gas!

The meats were all on sale, so that was a nice plus!

Here are the deals that I got:

8 Horizon Organic Snack Crackers @ $2.99 each

6  Yoplait Yogurt @ $0.69 (not on sale, booo!)

  • Used $0.40/6 Yoplait coupon (NLA)
  • Final price = $0.55 each

2 Skippy Peanut Butter @ $2.79

  • Used (2) $0.55/1 Skippy Peanut Butter or Spread Product from 2-8-15 SS
  • Final price = $1.69 each

4 Betty Crocker Cake Mix @ $1.00 each

3 Raisin Bran @ $1.99

1 Frosted Flake cereal @ $1.99

2 Lucky Charms cereal @ $1.99 each

2 Cheerios cereal @ $1.99 each

4 TruWhip All Natural Whipped Cream @ $1.99

4 Minute Maid Orange Juice @ $2.00

  • Used (4) $0.75/1 Minute Maid coupons (were available on coupons.com last month – NLA)
  • Final price – $0.50 each

4 Goya Black Beans @ $0.89

  • Used (2) $0.75/2 Goya Blue Label Premium Beans, 15.5 oz  2-8-15 RP
  • Final price = $0.14 each

Sara Lee Turkey Breast, 1 lb @ $6.99

All the other items were needed or on sale!  And our produce trip will be tomorrow – so stay tuned for that!

Here is our meal plan this week:

We are winding down on the freezer meals from our meal plan, so I am going to start creating another one!  What is your vote? Another freezing cooking one?

 

 

Mar
21
2015
Coupon Matchups are UPDATED!

Posted at 3:00 PM on Mar 21, 2015 by I am THAT Lady: Mark

Mar 21st, 2015

Coupon Matchups FB

 

It is Saturday which means all the Coupon Matchups have been updated!

Click on each of the matchups below and see the best deals at your stores!  If you don’t see your store listed, make sure that you download the Favado App, which has coupon matchups for most of the stores in the US.

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Here are this weeks coupon matchups:

For free printable coupons to match with items you are looking to save money on, search my Coupon Database with over 6,000 coupons to use!

 

coupon database

Mar
20
2015
5 ways to live for a SUNNY day

Posted at 7:00 AM on Mar 20, 2015 by I am THAT Lady: Lauren

Mar 20th, 2015
What if we worked harder to embrace the current situation we are in? Even if you haven't always made the greatest choices in your life, it doesn't mean that you have to sit and wallow at those decisions. What if we simple embraced a SUNNY DAY ins
Mar
19
2015
Join Me – Libman Spring Cleaning Twitter Party – 3/31 at 9 pm EST

Posted at 2:51 PM on Mar 19, 2015 by I am THAT Lady: Lauren

Mar 19th, 2015
It is spring cleaning time, so I have teamed up with Libman to talk all about tips on how to get the best spring clean this year! This will be an action packed party with a lot of fun spring cleaning prizes! DETAILS:

DATE: Tuesday, March 31st

Mar
18
2015
72 Restaurant Freebies – signups and birthdays!

Posted at 8:45 AM on Mar 18, 2015 by I am THAT Lady: Mark

Mar 18th, 2015
Going out to eat? Don't leave without these restaurant freebies and NEVER pay full price! We all know that almost every chain restaurant has some sort of email club or app with some perks, but I've put all of them in one place! When you join t